Built for agency workflows
Fits around approval steps, reporting needs, and day-to-day agency controls.
Virtual lottery payouts
Pay players instantly so they can spend their money now.
Winners get paid in minutes — straight to Apple or Google Wallet. No checks, no cash, no waiting.
✓ Paid in minutes✓ No checks, no cash✓ Apple & Google Wallet
A
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Available balance
$1,248.50
LotteryCards
Mega Scratch
•••• 4821Scratch →
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★+$50.00
Mega Scratch
Instant win · Today
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Lucky 7s — 5-pack
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Digital Payout
How it works
Lottery offices, retailers, and mobile claims pay winnings immediately by placing a virtual card in Apple or Google Wallet.
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Players get the choice
Why it matters
Since winnings can be paid immediately without cash or checks, players are never told 'no'.
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Made for agencies
How it rolls out
The setup is planned around agency controls, reporting, and partner coordination.
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Powered by Haploos
Built on real government payment experience.
Haploos runs virtual card programs for government agencies. LotteryCards applies that experience to one job: helping state lotteries pay winners faster.
Works with existing systems
Connects to current lottery infrastructure — no rip and replace.
Who we serve
One platform
We’re here for all of you.
Whether you run a state lottery, build the technology behind it, or just won a prize — LotteryCards works for you.
For state lotteries
Lotteries
Replace checks and cash with instant digital payouts — built around the workflows agencies already use.
- Pay winners in minutes
- Lower check & mailing costs
- Clear audit records
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For retail partners
Retailers
Pay in-store winners instantly without carrying cash. Connect through simple APIs that fit your existing setup.
- No cash on hand needed
- Simple API integration
- Works with existing systems
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For winners
Players
Win and get paid — instantly. Your money goes straight to a virtual card in your Apple or Google Wallet.
- Money ready in minutes
- Spend anywhere, anytime
- No waiting for a check
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The case for digital payouts
Why state lotteries are switching to LotteryCards.
Faster payout delivery
Winners can get approved funds sooner because there is no check to print, mail, or clear.
Lower cost for agencies
Agencies spend less on printing, postage, and manual reconciliation when payouts move online.
Plug-and-play APIs
Partners connect once, then approved payouts can flow into the winner experience automatically.
Security-first architecture
The platform is built around identity checks, access controls, and records agencies can review.
Visual Product Story
Richer visuals for a modern payout platform.
The homepage now includes product-style graphics to communicate trust, speed, and technical depth at a glance.
Agency Operations View
A clear payout command center with exception tracking and payment status in one place.
Cardholder Mobile Journey
A mobile-first winner experience for balance, transfers, and card controls.
Partner Integration Mesh
API and event flow visibility across lottery core systems and payment services.
How it works
Simple flow from approval to payout.
1
Agency configures the program
The agency sets the payout rules and decides how the program should work.
2
Winner submits a claim
The winner goes through the agency's normal claim process. Once approved, LotteryCards receives the payout instruction.
3
Funds land on a virtual card
Approved winnings are loaded onto a virtual card the winner can access online.
4
Winner spends freely
The winner can use the balance and manage the account through the cardholder portal.
By the numbers
Why lotteries are moving to digital payouts.
Faster payouts, lower overhead, and more winners choosing digital — every time.
Digital payment preference
0%
U.S. consumers who prefer digital over paper checks
Processing cost reduction
0%
Average savings vs. paper check disbursement
Same-day fund availability
0%
Payouts accessible within minutes of approval
Built to be trusted
Security and compliance are core platform priorities.
Lottery disbursements require disciplined controls, reliable infrastructure, and transparent records.
Access controls
Only the right people should be able to approve, review, and manage payouts.
Clear records
Payout history, identity checks, and reporting are kept in one place for review and audit work.
Reliable support
Agencies need a system that stays available and a team that responds when issues come up.
Ready to change how lottery payouts work?
Tell us how you handle payouts today and we will show you where LotteryCards fits.